Video: New Law Makes Waiving Insurance Deductibles Illegal

According to a new state law, roofing contractors can no longer waive insurance deductibles. This measure aims to protect consumers from contractor fraud.

Texas Traditions Roofing, a trusted expert in roof replacement, shares more details about this legislation.

A New Law That Curbs Roof Scams

Waiving deductibles is a way for unscrupulous roofing contractors to cut corners. They usually offer to waive the deductibles or absorb the homeowner’s deductible as a selling point. However, this often leads to roofers using lower-quality products or inflating the bill sent to the insurance company.

With the new state law, contractors or roofers can no longer waive a deductible or promise their customers a rebate for a deductible. Those who do will be found guilty of violating this law and could get up to a $2,000 fine and six months in jail.

Tips to Avoid Scams

Whether you’re hiring a roofer to carry out a simple roof repair or a complete roof replacement, it’s best to take the following precautions:

  1. Ask for a detailed estimate. Make sure it’s written on company letterhead with the company’s contact information.

  2. Check the contracts for blanks, and never sign an agreement with blanks on it.

  3. Compare quotes from different businesses so that you can get a better idea of what’s a reasonable price for your job.

  4. Verify company information and contact details.

  5. Be wary of roofers who only have references from outside your area. Also, be cautious when dealing with contractors who solicit door to door.

  6. Don’t pay the full costs upfront. Wait until the job is done.

Texas Traditions Roofing is a family owned business that’s founded on quality and customer satisfaction. We’re one of the most trusted residential and commercial roofing contractors in the area. Rest assured, your job will be accomplished on time. Call us at (512) 415-4590 or fill out our contact form to request a consultation. We serve customers in Georgetown, TX, and the surrounding areas.